7 coverages to look for in your auto policy
Posted by Patrick Baggett at September 5th, 2013
The right auto coverages can help you deal with the curves in the road.
When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road.
Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.
Property Damage Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes damage to another person’s property.
Medical Payments Coverage pays expenses for necessary medical and funeral services for you, your family or others while riding in a covered vehicle when it is involved in an accident, regardless of who is at fault. Some states offer Personal Injury Protection (no fault) coverages instead of or in addition to Medical Payments Coverage. Personal Injury Protection pays for medical and related expenses for you, your family and other people in your car because of an auto accident that occurs in states that have no-fault insurance laws. This means that you are covered regardless of who is at fault.
Uninsured Motorist Coverage pays for damages arising from bodily injury to you and your resident …read more